You bought the phone, the appliance, the holiday in installments. Pennyly spreads them across the months, so you can see what each month will cost in one list.
The trouble with paying in installments is that each one looks small on its own. Three here, six there, and by the end of the month nobody remembers the total.
Pennyly files every installment under the month it falls due. You know what you owe now and what is coming next, so you can build a budget around it.
Adding an installment purchase takes a few taps. You enter it once and the app keeps track from there.
Enter the amount, category and date, and mark that you paid by card.
Choose the number of installments. Pennyly divides the amount and files each one under its own month.
Your upcoming installments line up in date order, so you know what each month costs.
Every installment in date order. See at a glance how many are left on each purchase.
The next twelve months of installments and recurring payments on one screen. A Premium feature.
Mark how you paid on every expense, so your card spending makes sense alongside your installments.
Add rent, utilities and subscriptions. They sit in the same calendar as your installments and show the real weight of the month.
Add the expense as usual, then enter the number of installments. Pennyly divides the amount and files each installment under its month.
Yes. Installment tracking is part of the standard version, which carries ads. Future Load, which shows the next twelve months on one screen, is a Premium feature.
No. Pennyly does not connect to your bank and does not read your statement; you add expenses yourself. You can photograph a receipt and let AI fill in the items and amounts for you.
Yes. Create a shared budget and pass on the invite code, and you will both see the same installments and expenses.
Download Pennyly, enter your installments, and see what each month will cost.